First Time Cruisers 101 - On Board Credit Explained
What is Cruise Onboard Credit (OBC) and How Can It Be Used?
Onboard Credit - Carte Blanche to spend free money. Image: Claire Abo, Unsplash
As with any industry, cruising has its own jargon which can often be confusing for first-timers. One term that often pops up is “Onboard Credit” or OBC. But what exactly is cruise onboard credit, and how can you make the most of it? In this blog post, I’ll explore the concept and provide tips on how to maximise its value during your cruise.
Understanding Cruise Onboard Credit
Onboard cruise credit is essentially free money or a spending allowance provided by the cruise line that you can use during your cruise. It’s a versatile perk that can enhance your cruising experience by covering a range of expenses. Cruise lines offer onboard credits for various reasons, such as booking promotions, loyalty rewards, or as compensation for itinerary changes.
How to Obtain Onboard Credit
There are several ways to receive onboard credit:
Promotional Offers:
Many cruise lines run promotions that include onboard credit as a booking incentive. These offers are often time-sensitive, so it pays to keep an eye on special deals.
Loyalty Programs:
Frequent cruisers can earn onboard credit through loyalty programs as a thank you in recognition of their support for the brand. The more you cruise with a particular line, the more perks, including OBC, you can accrue.
Travel Agencies:
Booking through certain travel agencies can sometimes earn you additional onboard credit. Agencies often have exclusive deals with cruise lines.
Compensation:
Onboard Credit is often issued as an apology by cruise lines
If there are changes to your cruise itinerary or if you experience any service issues, the cruise line might offer onboard credit as compensation.
How to Use Onboard Credit
Onboard credit can be used in a variety of ways - to offset your day-today expenditure, or to enhance your cruise experience with some little indulgences. Just remember, you can’t take it with you when you go - so get spending.
Shore Excursions
Use your credit to book excursions and tours at different ports of call. This allows you to explore destinations more deeply without spending extra money.
Specialty Dining
Use your onboard credit towards speciality dining.
While many dining options on a cruise are included, specialty restaurants often come with an extra fee. Onboard credit can cover these costs, letting you enjoy gourmet meals.
Beverage Packages
Whether you prefer cocktails, fine wines, or specialty coffees, onboard credit can be used to purchase beverage packages, making your trip more enjoyable.
Spa Treatments
Why not use your onboard credit in the spa?
Pamper yourself with a massage, facial, or other spa services, all of which can be paid for using your onboard credit.
Onboard Shopping
Many cruise ships feature boutiques and shops selling clothing, jewellery, and souvenirs. Onboard credit can be used for shopping sprees.
Entertainment
Some special onboard activities and shows might have associated costs. Use your credit to cover these expenses and enjoy ALL the entertainment options available.
Gratuities
Onboard credit can often be applied towards gratuities, if they are not already included in your cruise fare (see my related post HERE), which are sometimes automatically added to your account. This can help offset these costs.
Tips for Maximising Onboard Credit
To make the most of your onboard credit, consider the following tips:
Plan Ahead
Plan out the best use of your onboard credit in advance (and check terms & conditions)
Before you board, research the available services and activities on your cruise. Have a rough idea of how you’d like to allocate your credit.
Check the Terms
Be aware of any restrictions on your onboard credit. Some credits may have limitations on what they can be used for, or specific expiration dates.
Monitor Your Spending
Keep track of your onboard account throughout the cruise. This will help you manage your budget and ensure you use up all your credit. Nowadays this is very easy to monitor either on your in-cabin TV, cruise app or by visiting guest services and requesting a printout.
Prioritise Experiences
Use your onboard credit for experiences you might not normally splurge on, such as unique excursions or specialty dining, to enhance your holiday.
Conclusion
Cruise onboard credit is a fantastic benefit that can significantly enhance your cruise experience by providing extra spending power for various onboard activities and services. By understanding how to obtain and use it effectively, you can maximise your enjoyment and create unforgettable memories on your cruise holiday. So, the next time you book a cruise, keep an eye out for opportunities to earn onboard credit and make the most of this valuable perk. Happy cruising!